28 February 2007, 20:43
Visa's Position
I thought I would find out myself what Visa's official position on AllofMp3 is so I sent an email to their corporate department:
I recently attempted to top up an account using my Visa card at a website called allofmp3.com and I discovered that Visa have banned payments to this merchant.
I have spoken to my bank and they said that it is not something they have asked Visa to do.
What I don't understand - and would be grateful for clarification on - is why Visa have taken such an action? Allofmp3.com is not illegal. I am aware that there are some disputes with some copyright owners but this is not universal.
I didn't think that Visa unilaterally banned payments to merchants yet if it is not my bank (confirmed) , then why have Visa done this?
This was how Visa replied:
Visa can confirm that Visa members are not permitted to process Visa transactions for allofmp3.com, a Russian website which sells electronic content. The action Visa has taken is in line with legislation passed in Russia and with basic international copyright and intellectual property norms.
I contested this further but they haven't replied and nor do I expect them to. I'm also aware that others have had similar responses from Visa but I wanted to find out for myself.
A key question: Exactly what legislation has been passed in Russia that gives Visa their caveat (I have asked them to enlighten me)? Visa's statement is at best inaccurate and at worst unlawful unless they are right about recent Russian legislation. Perhaps somebody in Russia could enlighten me on this point?
Regarding "basic international copyright and intellectual norms", I find this somewhat hard to swallow. Last time I looked, Visa were not in charge of international law. Nor, do I believe are the USA.
I've further challenged Visa (and I don't expect them to reply) with the concept that not every country has an issue with AllofMp3 so why does Visa have the right to act unilaterally?
The answer is, of course, because they are a US headquartered company and this issue is predominantly a US one.
That doesn't make Visa's actions right. Nor the US Government's or indeed, the RIAA. They should not be able to take international law into their own hands unless a court has backed them to do so.
I will repeat an earlier point that I made - and I'll keep repeating it. Whilst AllofMp3's legality is open to debate, it is definitely illegal for me to buy hardcore pornography and ship it to the UK. Yet there are thousands - actually, millions - of websites in the USA that Visa allow me to do this. This is illegal. So why hasn't this been banned by Visa?
Whatever your point of view, the bottom line for users of this site is that, whether you like it or not, Visa are not about to switch the taps back on again.
In my own humble opinion, what this world now needs is an international credit card that is headquartered in Switzerland and that does not cow-tow to any government pressure but that simply acts as a credit card company should: to facilitate the payment, by its customers, for lawful goods and services. Now, there's an idea for a budding entrepreneur ... or possibly even the WTO.
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Comments 283
1. by Corben, 1 March 2007, 01:26
I'm destroying my visa card as we speak
2. by Douglas, 2 March 2007, 13:14
If Visa will not let us use our cards on allofmp3 then allofmp3 should make it possible for us to use another service to recharge our accounts,
e.g pay pal or bt click and buy. All i want to do is recharge my account so i can use their site. They should be one step ahead or close their site down.
3. by DVDplayer, 2 March 2007, 17:48
I wonder if allofmp3 has thought of using the pay by electronic check system that just about every bank offers as a service via the routing number and check account number??????
4. by john e angel, 5 March 2007, 06:32
Xrost prepaid cards is down. that is how I was adding to my balance. It has been down for at least a week. does anyone have any info on that?
5. by Mandy, 5 March 2007, 14:57
I've been topping up my balance with Xrost and have tried several times last week to do so. This morning it is still saying it will be down for 48 hours, which it was saying last week. I can't find an e-mail address to mail Xrost to ask when their service will be up and running, so if anyone has any info, that would be great.
6. by lulubox, 5 March 2007, 19:54
Could you please tell me how to do in order to pay ??? I can't use visa, XROST doesn't work !!! So what is your solution
7. by GASH, 6 March 2007, 18:27
You can still pay with a mastercard. If you don't have a mastercard you can get a Debit MasterCard Card that you can use anywhere that MasterCard cards are accepted. Its like a debit car that you can refill your balance anytime at the store you bought it.
Go to https://www.greendotonline.com/Contents/Login.aspx
for more info
8. by hq, 7 March 2007, 16:56
The GreenDotOnline concept only appears to work in the USA - please do correct me if I'm wrong.
eztlinahua: why do you say that the AllPay option is a rip-off? I've used it and although you lose some money in foreign exchange, allofmp3's bonus payment covers any foreign exchange loss. I would have thought it better to use that than pay over the odds at ebay etc.?
9. by E L Wisty, 7 March 2007, 19:41
Just to compound Visa's shaky position, they're still allowing the use of their cards on other Russian music download sites.
10. by John - UK, 8 March 2007, 19:57
If there is a Mastercard option available in the US why is this not available in the UK? I have just tried again to top up my balance following the websites payment steps but when I get to the "Confirm Payment" stage the same old message pops up "Unfortunately credit card payment is not available at the moment". No options and no means of topping up balances from the UK!
11. by music_mad, 8 March 2007, 20:17
There is now a site called www.allofmp3vouchers.co.uk selling gift certificates to credit your account!!
12. by John - UK, 8 March 2007, 20:33
Has anyone tried www.allofmp3vouchers.co.uk yet, is it genuine?
13. by John - UK, 9 March 2007, 11:31
Gash,
If only it were so, I can select the amount I wish to pay but when I press the "Confirm Payment" button up comes the No Credit Cards message.
I have queried this through AllofMP3 Assistance but just get a standard message that Credit Card payments cannot be accepted at the moment and no explanation of why the Xrost facility has been withdrawn. It would seem that at the moment allofMP3giftvouchers.co.uk is the only payment option available in the UK but it would be good to have some reassurance that this is genuine before committing funds to it, particularly as their minimum payment is $30.
14. by Alish06, 11 March 2007, 02:08
Okay im having the same problem and im in the US. When i go to refill it asks how much and i click on the option and then when i go to confirm it says Unfortunately credit card payment is not available at the moment. I have a mastercard so i could make a payment but doesnt seem to be working either. Whys that?
15. by Richw, 12 March 2007, 22:14
So does anybody have an answer! Help.
16. by JohnyC, 14 March 2007, 07:10
It is surprising that the Company is so silent about all this, after so many messages posted on this board. Has anyone tried reaching them for clarification and advice?
17. by John - UK, 15 March 2007, 19:47
I have raised three queries using the Assistance Form about the various payment methods available and have, on each occassion, received the same apparently standard reply that payment is only available using the methods detailed on the website. It would appear that there is little concern about users outside Russia.
It is such a good website that I would be happy to pay the inflated prices charged by allofmp3giftvouchers.co.uk if I was sure that the site was genuine, it would still be a lot cheaper than iTunes!!
Has anyone tried this UK website successfully yet?
18. by vocesa, 16 March 2007, 04:34
This is what is showing on allofmp3giftvouchers.co.uk:
**Update 15/3 - We continue to work with Paypal to provide the requested documents but still have our account limited, which places a hold over all funds received. We will continue to work with them to resolve this issue but by Monday we will be able to issue refunds from our account and will post instructions here on how to apply for a refund on Monday. Once again we apologise for this continued delay and remain confused by Paypal's actions and await clarification from them.**
**DUE TO INTERNAL PROBLEMS WITH WWW.ALLOFMP3.COM SOME CODES HAVE CEASED TO WORK. WE ARE WORKING HARD WITH ALLOFMP3 TO RESOLVE THIS AND AT WORST WILL REFUND PAYMENTS ONCE THE CURRENT PAYPAL LIMITATION IS LIFTED. WATCH HERE FOR UPDATES OVER THE COMING DAYS AND PLEASE ACCEPT OUR MOST SINCERE APOLOGIES.**
**DUE TO ISSUES WITH PAYMENT, WE ARE CURRENTLY UNABLE TO OFFER ANY VOUCHERS FOR SALE. PLEASE CHECK BACK REGULARLY AS WE ARE WORKING ON AN ALTERNATIVE METHOD OF PAYMENT.**
19. by hq, 16 March 2007, 16:28
... which probably means that PayPal have suspended these guys' activities. Once upon a time, allofmp3 had a PayPal option but the RIAA put paid to that by pressuring PayPal (so I believe). It would follow, therefore, that anybody trying to sell vouchers via PayPal will also be suspended. As for the "internal" problems with allofmp3, that could just be an excuse for not being able to fulfil orders.
Alternatively, it might be that allofmp3 are unhappy that someone has taken their name and is purporting (or the implication is there) to be officially associated with the site. Who knows? Personally, I wouldn't trust the site one inch!
20. by hq, 16 March 2007, 19:07
as I suspected ...
ALLOFMP3VOUCHERS.CO.UK
"**IMPORTANT UPDATE! - In their infinite wisdom Paypal have decided to close our account and hold the funds within for 180 days! It seems that Paypal is just another Visa/Mastercard puppet!"
21. by music4people, 17 March 2007, 14:19
The best way to deposit $$ on allofmp3 for US customers is using allpay.cc
More info you can find here: http://blogs.allofmp3.com/music4people
Enjoy!
22. by jpb965, 18 March 2007, 12:41
Seems that whatever the country you live, it' s the same problem. I live in france and can't access to CC payments by Visa or Mastercard, as well as refill payments.
Anyone has a solution?
23. by hq, 22 March 2007, 00:20
Thanks bobgto65. Yes, that does indeed work so there's no need to buy vouchers at rip-off prices.
24. by hq, 22 March 2007, 00:20
Oh, and I didn't mean yours :)
25. by (Anonymous), 23 March 2007, 21:52
Have just seen this on Chronopay website;
previous
JSC ChronoPay accepts Russian music stores with NP FAIR license only
March 20, 2007
From April 1st 2007 JSC ChronoPay will only keep on working with online mp3-shops which have NP FAIR direct agreements with majors and/or Right holders. The Internet Payment Service Provider has announced that it will cancel offering its payment services to online music shops with ROMS (Russian Organization on Collective Management of Rights of Authors and Other Right holders in Multimedia, Digital Networks & Visual Arts) licenses, and those shops which use simultaneously both licenses.
Denis Sotin, ChronoPay’s Head of Operations says: "We have made a decision to work only with one organisation for collective copyright management. As a consequence, we shall not cooperate with shops having both licenses of NP FAIR and ROMS as it is not clear how a particular online music store may work under the two licenses. Based on market research and the conclusion of a situational analysis worked out by NAUET, the Russian association for e-trade, we have made a decision to only continue working with shops licensed by NP FAIR. This decision is based on concrete steps of NP FAIR in order to increase the transparency of its activities, including its readiness to pass financial audits, with the aim to compensate authors and Right holders.
26. by ANON, 25 March 2007, 23:02
Thanks to " MusicNews"
It worked !!
Thanks dude!!
27. by bobgto65, 27 March 2007, 17:40
There are a lot of ways to get vouchers that take a lot of effort. Here is an easy one. After E-bay pulled off my 'tennisdoc' auctions, We set up a website that accepts paypal (or checks and MO in the USA). Visit us at www.allofmp3-vouchers.com. We sold 200 of them already and the prices are lower than the UK site. If you use our site and are satisfied, please post a message here Thanks, Bob
28. by mos, 5 April 2007, 04:15
so "www.allofmp3-vouchers.com" is the only way to pay? no other solutions have recently come up?
29. by Guillaume tell, 16 June 2007, 11:14
After 28 comments, no new easy solutions ?
How can I oder music on allofmp3
- Credit Cards : KO
- Chronopay 404error
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